Driver caught out over flood damage

A false claim was submitted to an insurance company from a policyholder alleging his BMW X5 jeep was written off as a result of flood damage. The claim was worth €45,000. The claimant had only third party cover on the night when he drove the jeep into extensive flood water. However, the following day he took out comprehensive cover and alleged that the flood damage took place three days after he secured comprehensive cover. He was assisted with his scam by a tow truck driver. Following the insurance company’s investigations, they referred the matter to the Garda Bureau of Fraud Investigation. Both men were convicted at Dublin Circuit Criminal Court of conspiracy to defraud and were sentenced.